Compensation: Normally insurers pay VIA a commission as a percentage of premiums.
If we are legally allowed to charge a fee in addition to receiving the
commission, you will first be advised of the fee amount, and asked to
approve it in writing in advance. We usually only apply fees to specialty
policies, and commercial accounts that pay a very low, or no commission,
and/or which require a great deal of extra time to service.
Consulting Services: 2nd Opinion: a) coverage questions
b) market and pricing questions
c) risk assessments - loss experience
d) expert witness
> Pre investment planning: What do we need to consider?
> Policy Review
> Risk Management/Loss Control
$ Consulting Fees
Standard Rate: $400.00/hour, plus $7.00/minute for each added minute, subject to a
$100.00 base minimum charge per consult regardless of time.
Consulting is based on time availability. No work is done without a completed signed
agreement with full payment or minimum deposit paid in advance.
Online Rate: $100.00/hour, plus $10.00/minute for each added minute, with all consults done in "chat
mode", subject to minimum charge of $50.00 payable by credit card only.
A good faith effort will be made to assure that questions are understood,
clearly answered, and you acknowledge satisfaction with the consult
prior to being charged.
You promise to pay online the pre agreed fees noted above which are
non refundable. VIA reserves the right to charge for actual time and to
terminate any consult we deem non productive or unprofessional.
Any disputes will be required to submit to binding arbitration to be
conducted in the City and County of San Francisco, California.
This is the complete agreement for online consulting services.